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Advisory Services
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Your Business
Home
Advisory Services
Insurance Services
Disclosures
More
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  • Advisory Services
  • Insurance Services
  • Disclosures
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  • Advisory Services
  • Insurance Services
  • Disclosures

Insurance Services

Detail your services

Financial security goes beyond investments. It includes protecting your health, income, and legacy. At Fiduciary Planners, we help you navigate the complex world of insurance so you can make confident, well-informed decisions that align with your financial plan. 

Health & Medicare Insurance

 

Healthcare costs can be one of the biggest risks to your retirement savings. We provide education and guidance on:

  • Medicare: Understanding Part A, Part B, Medicare Advantage (Part C), and Prescription Drug Coverage (Part D).
     
  • Medicare Supplement Plans: Exploring Medigap coverage options to help reduce out-of-pocket expenses.
     
  • Private Health Insurance: Evaluating plans if you’re not yet eligible for Medicare or need additional coverage.
     

Our goal is to simplify the process and help you select coverage that fits your needs and budget.

Life Insurance

 

Life insurance is a cornerstone of many financial plans, offering protection for loved ones and potential estate planning benefits. We help you:

  • Assess the right amount and type of coverage (Term, Whole, Universal Life)
     
  • Integrate life insurance into wealth transfer or business succession strategies
     
  • Evaluate existing policies for cost-effectiveness and performance

Long-Term Care (LTC) Insurance

 

Planning for the potential cost of long-term care is critical. We help you understand:

  • Traditional LTC policies
     
  • Hybrid life/LTC products
     
  • Alternatives for funding future care expenses
     

We work with you to design strategies that balance cost, coverage, and flexibility.

Annuities

 

Annuities can offer guaranteed income options for retirement. We help you evaluate:

  • Immediate vs. deferred annuities
     
  • Fixed vs. variable annuities
     
  • Income riders and features that align with your retirement income goals
     

Our role is to educate and guide, ensuring you understand the benefits, costs, and trade-offs before making any decisions.

Our Fiduciary Approach

 

We operate as independent fiduciaries, meaning:

  • We work with multiple insurance carriers to find the best fit for your needs
     
  • Our advice puts your interests first—not commissions or quotas
     
  • All recommendations integrate seamlessly with your overall financial plan

Check the background of your financial professional on FINRA's BrokerCheck.


The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. 


We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.


Fiduciary Planners is a California state registered investment adviser based in Huntington Beach, California.  This is a DBA in the County of Orange, California. 

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