Financial Planning & Advisory Services
At Fiduciary Planners, we believe financial planning isn’t just about investments, it’s about building a clear, adaptable strategy for your entire financial life. We provide comprehensive, fiduciary-based advice tailored to your unique needs and long-term goals.
What We Offer
Our advisory services span across:
- Financial Planning: Full financial planning or targeted planning for specific goals like retirement, education, or cash flow analysis.
- Portfolio Management: Non-discretionary investment advice tailored to your objectives. We design strategies, recommend investments, and monitor portfolios while you remain in control of final decisions.
- Investment Consulting: Reviews and recommendations for accounts outside our direct management, such as 401(k)s, 403(b)s, or other qualified plans.
- Pension Consulting: Assistance for employee benefit plans and fiduciaries, including plan analysis, fund selection, and participant education.
- Third-Party Manager Recommendations: If needed, we help you evaluate and select professional money managers aligned with your goals and risk profile.
Our Process
- Discovery & Data Gathering: We collect and analyze your financial information, goals, and priorities.
- Plan Development: Using leading planning tools, we build customized strategies to align with your objectives.
- Recommendations: We deliver a written plan with actionable steps.
- Implementation: You choose where and how to execute the plan—there’s no obligation to use our investment services.
- Ongoing Support: As life and markets evolve, we review and adjust your plan accordingly.
Fiduciary Commitment
As fiduciaries under ERISA and the Internal Revenue Code, we are legally and ethically bound to put your best interests first. That means:
- Providing prudent, loyal advice
- Avoiding conflicts of interest
- Following clear policies to ensure your best outcome
- Maintaining transparent, reasonable fees